Specialty insurance

Coverage for motorcycles, boats, RVs & more

Specialty insurance covers those fun things that don't fit into a standard auto or home policy — motorcycles, boats, jet skis, golf carts, off-road vehicles, travel trailers, and motorhomes. While it may seem that these items are covered elsewhere, most often they are not. Stellar Insurance has the right policy for what you love.

Free Specialty Insurance Quote

Coverage for damage to the specialty item itself and any liability you may have for operating or owning it. No broker fee.

Specialty coverage for Las Vegas riders, boaters & enthusiasts

A specialty policy provides the extensive coverage you need for damage and liability tied to the item itself. The wrong time to find out your motorcycle, boat, or off-road vehicle isn't properly covered is after a crash, theft, or loss. Stellar Insurance works with specialized carriers — including Hagerty for classic and collector vehicles — to make sure your fun doesn't turn into an expensive surprise.

What we cover

  • Motorcycle insurance — liability, collision, comprehensive, and accessory coverage for all types of bikes
  • Boat and watercraft insurance — coverage for boats, jet skis, personal watercraft, and motors on Lake Mead and beyond
  • Off-road vehicle insurance — ATVs, UTVs, dirt bikes, and other off-highway vehicles
  • Golf cart insurance — liability and physical damage coverage for golf carts and low-speed vehicles
  • RV and motorhome insurance — full-timer and part-timer policies for motorhomes and travel trailers
  • Classic and antique vehicle insurance — agreed value coverage through Hagerty and other specialty carriers for collector cars and bikes

Why specialty policies matter

Most standard auto policies exclude or severely limit coverage for motorcycles, boats, and recreational vehicles. A homeowner's policy typically has very limited off-premises coverage for these items and often no liability coverage for their operation. A dedicated specialty policy fills those gaps properly, covering both the item itself and the liability that comes with owning and operating it.

Serving all of Las Vegas Valley

We serve Henderson, North Las Vegas, Summerlin, Boulder City, and surrounding areas. Two convenient Las Vegas locations — call us or get a quote online today.

Hagerty — classic vehicle specialists

Stellar Insurance works with Hagerty, one of the leading specialty carriers for classic and collector vehicles, to provide agreed value coverage that reflects what your vehicle is actually worth.

No broker fee

You pay only what the specialty carrier charges. Stellar Insurance does not add a broker markup — ever.

Multiple carrier options

We work with several specialty carriers to find the right fit for your motorcycle, boat, RV, or off-road vehicle at competitive pricing.

Talk to an agent

Call 702-508-9060 or email stellarins@stellarins.com